You most likely don't remember, but I wrote to you over a year ago about the central government shutting down in Puerto Rico because of lack of money. You posted my letter ("How bad does it have to get?") along with your reply. But that doesn't have to do with why I'm writing to you now.
Over the past year I've become increasingly disillusioned with our ridiculous consumer culture to the point of picking useless fights with my parents. They are prime examples of people who overextend themselves buying crap they don't need and then have trouble paying for more important things like food and the mortgage.